One serious illness away from losing a job and paying high health insurance costs

Unfortunately, this is not at all an uncommon story. And if you've had a substantial amount of contact with disability claimants, most of this will sound fairly familiar. In fact, stories like this may be one reason why some disability reps delegate the "return call function" to office staff: they find it too depressing to hear these kinds of stories day in and day out. Mind you, that doesn't